Credit When Credit is Due (CWCID) is a twelve-lesson credit education course developed by the American Center for Credit Education.
The goals for CWCID are:
To teach you what you need to know about how credit works
To provide you with the information you need to gain confidence in using credit wisely
Through CWCID, you will learn:
How to create a workable budget
How to understand the credit-granting process
What you need to know about credit cards and other loans
What to do If you fall behind
How to build or rebuild a solid credit history
Applying the information you learn in CWCID will help you to achieve financial health and can help you to reach your goals.