Table of Contents

• LESSON ONE: THE FACTS OF LIFE (sample)
  What you need to know to get along as a financially responsible adult
  » Lesson One sample test
• LESSON TWO: LIVING ON THE EDGE
  How to budget and save your money, and plug your spending leaks
• LESSON THREE: TO BORROW OR NOT TO BORROW
  How to decide if you should pay cash or borrow the money you need
• LESSON FOUR: SO YOU HAVE DECIDED TO BORROW SOME MONEY
  How to get through the credit-granting process once you have made the decision to borrow
• LESSON FIVE: THE TERMS OF THE DEAL
  How to determine if you are getting the deal you have bargained for
• LESSON SIX: AUTO LOANS AND LEASES
  One of the toughest deals to negotiate
• LESSON SEVEN: HOME SWEET HOME
  The largest debt you are likely to ever have
• LESSON EIGHT: CREDIT CARDS AND OTHER LOANS
  What you need to know about credit cards, personal signature loans, etc.
• LESSON NINE: YOU'VE GOT TROUBLE WHEN
  How to tell when you may have a problem
• LESSON TEN: WHEN YOU FALL BEHIND
  Dealing with delinquency and bill collectors
• LESSON ELEVEN: BANKRUPTCY
  The ultimate credit overload
• LESSON TWELVE: BUILDING AND REBUILDING YOUR CREDIT (sample)
  How to establish good credit when you have no credit history or even a bad credit past
  » Lesson Twelve sample test