What People are Saying About CWCID

     "I am so thankful my husband and I had the opportunity to take the CWCID course. It has been six months since we finished the course and we are now ready to purchase a home. We have paid off and closed several credit cards, paid off a few old debts, and have a nice little savings. We got so excited about taking control of our finances that we got busy right away. I am smarter about my finances because someone cared enough to educate me. It is one of the best things that has happened to me, and I feel blessed."

Cheryl - CWCID Graduate

     "Consumers can significantly improve their ability to manage financial matters if they complete the CWCID program. The statistics are absolutely clear."

Bob Runke, Senior Vice President

TransUnion

     "My experience has been that people who have financial problems and do not seek education on how to appropriately use credit in the future, often have the same problems again.   It is my hope that this book will give people the opportunity and knowledge both to cure past problems and avoid future ones.   This book is excellent."

Dennis C. Whetzal, Attorney

Chapter 7 Bankruptcy Trustee

"Great! Great! Great! Great! Should be mandatory reading for all."
- Samuel D. Kerr, Sr., Program Manager, Personal Finance, United States Air Force