Students About Us Other Products CWCID Home
What People Are Saying
Online - Students
Online - Partners
Consumer Resources
Research Studies


As financial systems and options become increasingly more complex, the need for financial education is greater now than ever. The freedom to make financial choices with the safety net of solid financial knowledge is priceless. That knowledge comes with our nationally recognized, standardized financial education course, Credit When Credit Is Due.

The Credit When Credit Is Due course has been successfully used in a wide variety of organizations, to include work with EAP programs, Welfare-to-Work, IDA programs, and correctional systems. The possibilities for Credit When Credit Is Due to enhance communities are virtually endless. 

Students can complete the course by obtaining a twelve-lesson workbook, Credit When Credit Is Due, which is available in Spanish: Credito Al Merito. Or students can complete the entire course online, an option which gives them the opportunity to work when it fits their schedule and at their own pace. Counselors currently certified by the Association for Counseling and Planning Education (AFCPE®) can receive Continuing Education (CE) credits with Credit When Credit is Due. More information on the online option can be found by clicking the “Online- Students” tab at the left for students and the “Online- Partners/ Agencies” tab for Partners.

Credit When Credit Is Due can be taught by a facilitator or teacher, or can be self-taught by either online education or a text self-study. Tests follow each lesson and are evaluated on a pass/fail basis. When students successfully complete the course, they will be registered in a national database and sent a registration card identifying them as a graduate of this national standardized credit education course. Additionally, they will receive three cards addressed to the three major credit-reporting agencies that will allow them to add a positive statement to their credit report.

© 2013 American Center for Credit Education
American Center for Credit Education Seal